PROPERTY(bUiLDINGS)

The policy covers your residential buildings, its outbuildings, thatched property, fencing, walls, swimming pool and borehole pumps, electric gate motors against fire and allied perils including vandalism or burglary.

PROPERTY(HOUSEHOLD ITEMS)
The policy covers your moveable household contents within your premises against fire and allied perils such as lightning, windstorm, accidental damage, explosion as well as burglary and theft.

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PROPERTY (BUILDINGS)



PREMIUM RATES:
 The premium is worked at a rate of 0.15% of the property’s sum insured per annum
 Premium can be paid on the following options;
- Monthly - Quarterly - Bi-Annually - Annually

PROPERTY (HOUSEHOLD ITEMS)



PREMIUM RATES:
The premium is worked at a rate of 1.50% of the property’s sum insured per annum
 Premium can be paid on the following options;
- Monthly - Quarterly - Bi-Annually - Annually

terms and conditions

CONDITIONS

1)Damage due to gradual wear and tear
2) Damage due to manufacturers fault
3) Consequential loss of any kind
4)Acts of terrorism committed by anybody or person(s) or by any government
5) Loss or damage due to contamination by radiation or radioactive components
6) Damage to property insured or insurable under another commercial insurance policy
7) Damage due to mechanical or electrical breakdown or derangement